Conventional Loan Requirements in 2025
Updated 2025 conventional loan requirements and guidelines.
November 29, 2024 18 MIN
Updated 2025 conventional loan requirements and guidelines.
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First-time homebuyers have access to a variety of loan options, down payment assistance programs, and government-backed resources to make homeownership more affordable. From low-down-payment conventional loans to state, federal, and nonprofit programs, there are many ways to reduce upfront costs and find the right mortgage for your needs.
A typical first-time buyer house payment eats up 50% of the median income. But these aren't uncharted waters. It just feels terrible because the early 2020s were comparatively so cheap.
