FHA Credit Score Rule Change Could Help More Borrowers Qualify for a Mortgage
Beginning Jan. 1, 2027, the FHA is changing its credit score rules. And that could help millions who can't currently qualify for a mortgage.
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Beginning Jan. 1, 2027, the FHA is changing its credit score rules. And that could help millions who can't currently qualify for a mortgage.
The National Association of Realtors recently investigated how data centers affect nearby home prices. And the findings were intriguing.
Non-QM lending is growing faster than the overall purchase mortgage market. See which 25 housing markets had the most non-QM loan originations.
Homeowners can save tens of thousands of dollars and pay off their mortgages years early by making 13 payments a year. Here’s when that strategy makes sense and when it doesn’t.
Luxury homes are selling well while starter homes are sitting. It's a classic K-shaped market.
Could the Federal Reserve raise interest rates at its July 28–29 meeting? Inflation concerns have put a once-unlikely move back on the table.
Read all about it! 10% of U.S. homes sit vacant. Boomers won't be bequeathing $93 trillion. In most big metros, no rental apartments are affordable on minimum wage.
This afternoon, the Federal Reserve will decide whether it's hiking general interest rates or holding them steady. That could affect mortgage rates.
Mortgage rates aren't random. A capital markets analyst explains the forces driving your borrowing costs.
New Redfin data shows buyers have more options and negotiating power — if they can contend with higher mortgage rates.
Americans are staying put longer, State Farm faces a new wildfire claims lawsuit, and moving for lower taxes may not save retirees as much as expected.
ARM lending climbed in 2025. These mortgage companies originated the most adjustable-rate purchase loans.
Artificial intelligence (AI) may be adding upward pressure to mortgage rates. And that pressure could continue for years.
Credit bureau Equifax yesterday unveiled a significant improvement in how lenders can provide borrowers with more accurate and faster pre-approvals.
It's the end of the 620 minimum credit score for Fannie and Freddie. But that doesn't mean a free for all.
Explore expert resources on FHA, VA, USDA loans, refinancing, and selling your home—everything you need for a confident homeownership journey.
Compare loan options and estimate your monthly payments—including taxes and insurance—for FHA, VA, USDA, and conventional loans.