Your trusted source for the latest mortgage news, trends, and advice.
Spec homes offer predictable costs and a faster move-in, while custom builds allow for more control and personalization. Here’s how to decide which type of new home construction is right for you.
HOAs can protect property values and provide amenities, but they come with fees, rules, and risks. Here’s what buyers should know before purchasing in an HOA community.
Mortgage Research Network analyzed how long it could take renters to save a 5% down payment in 50 U.S. cities by cutting common discretionary expenses.
Rising credit card, auto, and student loan debt is squeezing household budgets, making it harder for would-be buyers to qualify for a mortgage. Here’s why debt management matters.
Rising ACA health insurance premiums now exceed mortgage payments for some middle-income homeowners, highlighting affordability pressures and the unequal impact of a K-shaped economic recovery.
During times of heightened risk, real estate can be a better investment than the stock market. Should you be reexamining your portfolio in today's economic climate?
Housing crises exist in most developed nations. And most are eerily similar to ours.
Mortgage rates are down at 5.99%, according to I Can Buy. Will they rise or fall further on today's Fed minutes and economic data?
Kevin Warsh may support rate cuts, but his plans for the Fed’s massive bond portfolio could have surprising consequences for mortgage rates.
Ensure a smooth first week in your home with these 5 essential tasks for new homeowners. Learn more about how to settle in with confidence.
A feel-good Super Bowl ad highlights neighborliness, but the realities of homeownership, zoning, and NIMBYism show how homeowners can unwittingly slow housing solutions.
The 28/36 rule oversimplifies home affordability. As a loan officer, I’ll explain why budget and homebuying needs matter more than rigid rules when deciding how much house you can afford.
The mortgage underwriting process determines whether your loan is approved. Learn what underwriters scrutinize, common deal-killers, and how communication helps you reach the closing table.
Credit bureau Equifax yesterday unveiled a significant improvement in how lenders can provide borrowers with more accurate and faster pre-approvals.
It's the end of the 620 minimum credit score for Fannie and Freddie. But that doesn't mean a free for all.
Explore expert resources on FHA, VA, USDA loans, refinancing, and selling your home—everything you need for a confident homeownership journey.
Compare loan options and estimate your monthly payments—including taxes and insurance—for FHA, VA, USDA, and conventional loans.
