Buying a House As a Single Person in a Market Geared for Two
How are single people buying homes in this market? We take a look.
February 20, 2025 9 MIN
How are single people buying homes in this market? We take a look.
The USDA Streamlined Refinance and Streamline-Assist programs require minimal documentation and no home appraisal. The streamlined-assist option doesn’t require a credit check but USDA borrowers must reduce their monthly payments by at least $50.
Combining a zero-down USDA loan with the popular barndominium home type could make your rural living dreams come true. But there are plenty of hurdles to clear.
This guide compares conventional, unconventional, and nontraditional loans, explaining their key differences, eligibility requirements, and pros and cons. By understanding these mortgage options, homebuyers can determine which loan type best suits their financial situation and homeownership goals.
Wondering how young people are affording homes? Often, it's due to a six-figure gift from mom and dad.
RHS loans allow low-to-moderate-income borrowers to purchase rural properties with zero money down, lower mortgage insurance costs, and interest rates that are more favorable than with many other types of financing.
Conventional construction loans are a widely accessible option for building a new home. You can use these mortgages to fund construction on land you already own or include the cost of purchasing property.
Conventional loans come in all shapes and sizes and offer the flexibility to finance just about any real estate transaction, from purchasing your dream home to refinancing and renovating a multifamily investment property.
A second mortgage is a type of loan that allows you to borrow against the...
While conventional loans are the most common type of mortgage, VA loans can offer great...
