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Is Title Insurance a Waste of Money?

Title insurance can feel like an overpriced, unnecessary add-on at closing—but in a housing market full of hidden risks, it might just be your best protection against a costly legal headache. While not everyone needs it, this one-time policy can serve as a safety net if an unexpected claim ever threatens your ownership.

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Pros and Cons of Refinancing Your Mortgage

Thinking about refinancing your mortgage? This guide breaks down the potential benefits, drawbacks, and alternatives so you can decide whether refinancing is the right move for your financial goals.

Title insurance illustration with legal briefcases near a house.

Who Pays for Title Insurance?

Paying title insurance usually falls on the homebuyer, but this can vary by location. Title insurance fees are a third-party closing cost you can shop around for — and negotiate with the seller on who foots the bill.

First-time homebuyer dancing

16 Tips for First-Time Homebuyers in 2025

Buying your first home in 2025 takes more than just saving for a down payment — it takes smart planning, a strong team, and a clear understanding of your options. These tips will help you navigate your first home purchase with more confidence and avoid costly missteps along the way.

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