How to Qualify for a Conventional Loan With No Credit Score
You need a 620 score for a conventional loan, unless you have no score at all. Then, you have options.
October 25, 2023 6 MIN
You need a 620 score for a conventional loan, unless you have no score at all. Then, you have options.
Circumstances that led to support payments are never desirable, but one silver lining is that they can help you qualify for a mortgage.
What counts as an extenuating circumstance for a mortgage varies by loan type and lender. Here's what to expect plus waiting periods.
The seller can pay all or part of your closing cost bill on a conventional loan, but there are limits.
Earnest money is a deposit that shows sellers you're serious about buying their home, typically ranging from 1% to 3% of the purchase price. This good faith deposit is usually due within a few days of an accepted offer, is applied to your closing costs, and can be refundable under certain contract contingencies.
Conventional loans are a viable alternative to FHA, offering 3% down and cancelable mortgage insurance. Is it the right program for you?
Conventional lenders will consider financing a "barndo," but it's no guarantee. What to know when shopping for this unique home type.
Past credit mishaps don't necessarily make you ineligible for a conventional loan. Here's how to deal with collections and other credit events when applying.
From wedding and graduation gifts to employer assistance, here are uncommon but powerful ways to fund your down payment.
You can get a conventional loan after bankruptcy. Here's how to do it.
