USDA Loan Minimum Credit Score & Credit Requirements 2025
You don't need perfect credit for a USDA loan. Here's how low your credit can be and still be considered for approval.
October 7, 2024 7 MIN
You don't need perfect credit for a USDA loan. Here's how low your credit can be and still be considered for approval.
The USDA loan is the only major zero-down mortgage available to non-military homebuyers. While advantageous in lots of ways, they also come with disadvantages.
The USDA renovation loan can help you purchase a home and make repairs to a fixer-upper all with one zero-down loan.
Home inspections are one of the most important things you can do when purchasing a new home. But, they come with a price tag.
Those who can't quite qualify for an FHA loan can get the help of a co-borrower who won't be living in the home. But it comes with risks for both parties. What to know.
An FHA loan can allow you to purchase a home with lower credit and less...
Americans fear housing bubbles for good reason: the last bubble nearly unraveled the global economy. Are we in another one or is everything A-OK?
You've been pre-approved by an FHA lender. Your next job is to find a home that will pass the FHA loan appraisal with flying colors. What to look for before making an offer.
Assuming a loan can be an enticing option - especially when interest rates are high. Learn the ins and outs of assuming a USDA loan here.
USDA lenders consider front-end and back-end DTI when determining your creditworthiness. Learn about DTI and what it means for your homebuying journey here.
