Cash-Out Refinance on a Free-And-Clear Property: What to Consider
Should you get a cash-out refinance on a paid-off home?
Should you get a cash-out refinance on a paid-off home?
Financial conditions are always changing. Here's how we think homeowners will use the equity in their homes in 2024.
Bank statements are one of the most scrutinized documents in the mortgage process. It's worth checking them for these issues before you send them to your lender.
Waiving escrows means you don't have to pay taxes and insurance with your mortgage payment. Is this a good idea or too risky?
When you buy a house, don't think about now. Think about 10 to 15 years from now.
Mortgage rates are incredibly difficult to predict. But if history is a guide, rates could be on their way down.
An adjustable rate mortgage can help you qualify for more home in 2024, but these loans are not always smart. What to consider.
Lenders can disregard certain debt payments which improves your debt-to-income ratio and your mortgage approval chances.
If you paid cash for a house, you may be able to reimburse yourself with a cash-out refinance without the typical 6-month waiting period.
Do yourself and your lender a favor by working with your insurance agent to get coverage in place as soon as you find a home to buy.