Home Loans and Programs for First-Time Buyers
Buying a home for the first time is an exciting milestone, but it can feel...
November 20, 2024 10 MIN
Buying a home for the first time is an exciting milestone, but it can feel...
Homebuyers looking to purchase property outside of larger cities and urban areas may be able...
Mortgage points, also known as loan discount points, are fees you pay upfront to reduce...
Your principal and interest payment won't change when you have a fixed-rate mortgage. But a house payment might contain 6 other elements that CAN change.
Did you know that over 3.4 million families have used a USDA loan to purchase...
Not sure what home you qualify for? We break down how much income you might need to afford a home based on existing debts, rate, and more.
How much home you qualify for with an FHA loan depends on many factors but we made some assumptions to give you a ballpark figure based on your income. Check your potential home price.
Getting pre-approved for a mortgage can be a crucial first step in your homebuying journey....
Mortgage denial rates for Black homebuyers is double that of white buyers. But 100 cities are progressing toward more equality for Black buyers.
This comprehensive guide to USDA construction loans will go over everything you need to know about financing your rural home build in 2024, including precisely how a USDA one-time construction loan works, the eligibility requirements you need to meet, and a few alternative mortgage options you may have available.
The 40-year mortgage can lower your monthly payments, but it increases your overall interest costs. Is this loan a good idea, and where do you find one?
If you have below-average credit, a high debt-to-income ratio, or a small down payment, getting...
FHA UFMIP might seem like a large expense with no benefit. But here's how it can make you a homeowner decades sooner.
You don't need perfect credit for a USDA loan. Here's how low your credit can be and still be considered for approval.
Affordable areas for first-time homebuyers are getting rarer by the day. 25 cities where homeownership is still within reach.
Interest rates have reached heights we haven’t seen in years, leading many to explore creative...
USDA loans are designed to help low- and moderate-income homebuyers obtain affordable mortgages in eligible...
The USDA loan program has a reputation as an affordable option for purchasing a house...
