Eliminate Debt Payments To More Easily Qualify For a Mortgage
Lenders can disregard certain debt payments which improves your debt-to-income ratio and your mortgage approval chances.
January 31, 2025 5 MIN
Delayed Financing: No-Seasoning Cash-Out Refinance
If you paid cash for a house, you may be able to reimburse yourself with a cash-out refinance without the typical 6-month waiting period.
November 14, 2023 7 MIN
My Mortgage Lender Needs An Insurance Binder ASAP
Do yourself and your lender a favor by working with your insurance agent to get coverage in place as soon as you find a home to buy.
November 13, 2023 5 MIN
Getting a Conventional Loan, No Appraisal Required
You might save hundreds of dollars and weeks of time if you receive an appraisal waiver on a conventional loan.
March 18, 2025 10 MIN
My Lender Says I Need Flood Insurance. What Now?
Some homebuyers are surprised when they find out a home they want is in a flood zone. What to do next.
November 9, 2023 9 MIN
Diving Into Mortgage Guidelines For Swimming Pools
Getting a mortgage on a home with a swimming pool is usually no problem unless repairs are needed.
March 18, 2025 7 MIN
Getting a Conventional Loan If You Have an Employment Gap
If you've been out of work for an extended period in the past two years, here's how to improve your chances of conventional loan approval.
January 17, 2025 8 MIN
Can I Get a Conventional Home Loan Without My Spouse?
Here's what to watch out for when getting a conventional loan without your spouse, plus guidelines for FHA, VA, USDA.
January 31, 2025 10 MIN
