Cost to Buy vs Rent in 10 Arizona Cities Buying in Arizona might not be as expensive as you think considering the state's stellar track record of home appreciation. by Tim Lucas in Real Estate February 8, 2024 6 min read
FHA Streamline Refinance: 2025 Guidelines and Requirements As mortgage rates drop, you may be eligible to drop your FHA rate and payment without an appraisal or income check. by Tim Lucas in Home Loans December 31, 2024 11 min read
Cost to Buy vs Rent in 10 Florida Cities How much more does it cost to buy a home than rent in Florida? We examined 10 major cities to find out. by Tim Lucas in Real Estate February 7, 2024 6 min read
Cost to Buy vs Rent in 10 Texas Cities How much more, if anything, does it cost to buy a home than rent in Texas? We examined 10 major cities to find out. by Tim Lucas in Real Estate February 6, 2024 6 min read
Refinancing a Mortgage With Little or No Home Equity You don't need 20% equity to refinance. Those who purchased with a low down payment at the peak of the market may still be eligible for a refi. by Tim Lucas in Home Loans December 27, 2024 8 min read
How to Refinance a Mortgage With Bad Credit Refinancing is easier than buying a home, but can still be a challenge with a low credit score. Best programs and strategies for poor credit refinancing. by Tim Lucas in Credit December 30, 2024 10 min read
Should You Ever Refinance Into an Adjustable Rate Mortgage? Converting your fixed rate into an ARM isn't as crazy as it sounds. Why now is a good time to consider it. by Tim Lucas in Home Loans January 31, 2024 4 min read
Is It Worth Refinancing to Save $50, $100, or $200 a Month? How much should you save with a refinance to make it worthwhile? Is it $50, $100, or $200 a month, or more? by Tim Lucas in Home Loans January 30, 2024 9 min read