Should You Accept A Builder Buydown or Negotiate a Lower Price?
Builders are spending upwards of $35,000 to buy down mortgage rates. Is this a good deal or a waste of your money?
November 16, 2023 5 MIN
Is an ARM Mortgage a Good Idea in 2024?
An adjustable rate mortgage can help you qualify for more home in 2024, but these loans are not always smart. What to consider.
November 15, 2023 6 MIN
Eliminate Debt Payments To More Easily Qualify For a Mortgage
Lenders can disregard certain debt payments which improves your debt-to-income ratio and your mortgage approval chances.
November 15, 2023 5 MIN
Delayed Financing: No-Seasoning Cash-Out Refinance
If you paid cash for a house, you may be able to reimburse yourself with a cash-out refinance without the typical 6-month waiting period.
November 14, 2023 7 MIN
My Mortgage Lender Needs An Insurance Binder ASAP
Do yourself and your lender a favor by working with your insurance agent to get coverage in place as soon as you find a home to buy.
November 13, 2023 5 MIN
Getting a Conventional Loan, No Appraisal Required
You might save hundreds of dollars and weeks of time if you receive an appraisal waiver on a conventional loan.
November 10, 2023 9 MIN
My Lender Says I Need Flood Insurance. What Now?
Some homebuyers are surprised when they find out a home they want is in a flood zone. What to do next.
November 9, 2023 9 MIN
Diving Into Mortgage Guidelines For Swimming Pools
Getting a mortgage on a home with a swimming pool is usually no problem unless repairs are needed.
November 9, 2023 6 MIN
