Delayed Financing: No-Seasoning Cash-Out Refinance
If you paid cash for a house, you may be able to reimburse yourself with a cash-out refinance without the typical 6-month waiting period.
November 14, 2023 6 MIN
My Mortgage Lender Needs An Insurance Binder ASAP
Do yourself and your lender a favor by working with your insurance agent to get coverage in place as soon as you find a home to buy.
November 13, 2023 5 MIN
Getting a Conventional Loan, No Appraisal Required
You might save hundreds of dollars and weeks of time if you receive an appraisal waiver on a conventional loan.
November 10, 2023 9 MIN
My Lender Says I Need Flood Insurance. What Now?
Some homebuyers are surprised when they find out a home they want is in a flood zone. What to do next.
November 9, 2023 9 MIN
Diving Into Mortgage Guidelines For Swimming Pools
Getting a mortgage on a home with a swimming pool is usually no problem unless repairs are needed.
November 9, 2023 6 MIN
Getting a Conventional Loan If You Have an Employment Gap
If you've been out of work for an extended period in the past two years, here's how to improve your chances of conventional loan approval.
November 8, 2023 8 MIN
Can I Get a Conventional Loan Without My Spouse?
Here's what to watch out for when getting a conventional loan without your spouse, plus guidelines for FHA, VA, USDA.
November 7, 2023 9 MIN
How To Get A High-Balance Conventional Refinance Up To $2.2 Million
Conventional high-balance refinance loan limits are quite high in 163 high-cost areas of the U.S.
December 8, 2023 5 MIN
