How To Use a HELOC as an Emergency Fund
While a HELOC shouldn't be your only emergency fund, homeowners should consider adding one to their emergency fund strategy.
March 15, 2024 5 MIN
HELOC: Down Payment for First-Time Homebuyers?
Few first-time buyers know they can use a HELOC on the home they are buying to assist with the down payment.
March 14, 2024 6 MIN
Is It a Bad Time to Get a HELOC?
Home values are up and HELOC rates could be on their way down. Is this the right or wrong time to get a HELOC?
March 14, 2024 5 MIN
Using a HELOC to Invest in Stocks: Savvy or Foolish?
Anyone considering this strategy should first examine the worst-case scenario. If they could recover from it, they might consider using a HELOC to invest in stocks.
March 13, 2024 5 MIN
Pay Off Credit Cards With a HELOC: Risks and Rewards
Credit card interest rates are trending over 21%, versus a 9% average for HELOCs. Does it make sense to use home equity to consolidate credit cards?
March 13, 2024 4 MIN
Could We See 18% HELOC Rates?
Anyone who got a HELOC before 2022 has seen their rate increase dramatically. How high can HELOC rates rise from here?
March 12, 2024 5 MIN
My Lender Froze My HELOC
Most HELOC holders don’t realize their lender can legally “freeze” their HELOC. What to do next.
March 12, 2024 4 MIN
Where To Find Zero-Closing-Cost HELOC Lenders
One of the biggest advantages to HELOCs is that the borrower often pays low or no closing costs. But not all lenders will waive your fees.
March 11, 2024 5 MIN
