Should I Put 20% Down, or 5% and Invest the Rest?
Is it better to make a large down payment or finance as much as possible so you can invest?
April 16, 2024 5 MIN
Mortgage Rates Dropped. Can I Use a Float Down Option?
A mortgage rate float down gives you the best of both worlds: you can lock in your rate with a chance to lower it if rates fall.
April 16, 2024 5 MIN
A New Kind of No-Doc Loan: The Direct Verification Mortgage
What if the next time you get a mortgage, you supply almost no documentation? That could be the new reality thanks to direct verification tech taking hold in the mortgage industry.
April 15, 2024 5 MIN
My Mortgage Lender Pre-Approved Me For Too Much
Many applicant can't get approved for enough of a mortgage to buy a house. But a fortunate set have the opposite problem. What to do if your mortgage lender pre-approves you for "too much."
April 15, 2024 6 MIN
How Hard Is It To Get a Pre-Approval Right Now? Scale of 1 to 10
On a scale of 1 to 10, how hard is getting approved in today's market? We score each aspect of the process.
April 13, 2024 5 MIN
Getting a Mortgage Pre-Approval Before Maternity or Paternity Leave
Upcoming maternity or paternity leave can interfere with your homebuying plans. How to navigate the situation.
April 13, 2024 4 MIN
Locking In a Mortgage Rate Before Finding a House With 'Lock And Shop' Programs
Do you fear rising rates while shopping for a home, potentially pricing you out of the perfect property? Introducing so-called "lock and shop" programs.
April 11, 2024 7 MIN
Finding a New Mortgage Lender After Pre-Approval: It's Not Without Risk
Homebuyers don't have to use the lender they received a pre-approval from. But, it can be risky to change. How to navigate this task.
April 10, 2024 4 MIN
