Getting pre-approved is a key first step in buying a home, showing sellers you're serious and know your budget. Lenders review your finances to give a conditional loan commitment.
The Western U.S. is more expensive than the East, even in states with similar demographics. A look at why home prices are so high in the West.
Mortgage denial rates for Black homebuyers is double that of white buyers. But 100 cities are progressing toward more equality for Black buyers.
This comprehensive guide to USDA construction loans will go over everything you need to know about financing your rural home build in 2025, including precisely how a USDA one-time construction loan works, the eligibility requirements you need to meet, and a few alternative mortgage options you may have available.
The 40-year mortgage can lower your monthly payments, but it increases your overall interest costs. Is this loan a good idea, and where do you find one?
If you have below-average credit, a high debt-to-income ratio, or a small down payment, getting...
FHA UFMIP might seem like a large expense with no benefit. But here's how it can make you a homeowner decades sooner.
You don't need perfect credit for a USDA loan. Here's how low your credit can be and still be considered for approval.
The USDA loan is the only major zero-down mortgage available to non-military homebuyers. While advantageous in lots of ways, they also come with disadvantages.
The USDA renovation loan can help you purchase a home and make repairs to a fixer-upper all with one zero-down loan.
