USDA-to-Conventional Refinance: How To Qualify
You bought a home with the zero-down USDA loan. Can you refinance into a conventional loan?
March 16, 2024 8 MIN
You bought a home with the zero-down USDA loan. Can you refinance into a conventional loan?
While a HELOC shouldn't be your only emergency fund, homeowners should consider adding one to their emergency fund strategy.
Few first-time buyers know they can use a HELOC on the home they are buying to assist with the down payment.
Home values are up and HELOC rates could be on their way down. Is this the right or wrong time to get a HELOC?
Anyone considering this strategy should first examine the worst-case scenario. If they could recover from it, they might consider using a HELOC to invest in stocks.
Credit card interest rates are trending over 21%, versus a 9% average for HELOCs. Does it make sense to use home equity to consolidate credit cards?
Anyone who got a HELOC before 2022 has seen their rate increase dramatically. How high can HELOC rates rise from here?
Most HELOC holders don’t realize their lender can legally “freeze” their HELOC. What to do next.
One of the biggest advantages to HELOCs is that the borrower often pays low or no closing costs. But not all lenders will waive your fees.
Those who want to protect their financial futures as they age may have both HELOCs and reverse mortgages as options. Which is better?
