Paying title insurance usually falls on the homebuyer, but this can vary by location. Title insurance fees are a third-party closing cost you can shop around for — and negotiate with the seller on who foots the bill.
Buying your first home in 2026 takes more than just saving for a down payment — it takes smart planning, a strong team, and a clear understanding of your options. These tips will help you navigate your first home purchase with more confidence and avoid costly missteps along the way.
Closing cost assistance from the seller and other parties can be a big help when closing a home purchase. How much can you receive?
A real estate agent in your corner can help you score a better deal on new construction, but perhaps at a cost.
Homeowners should decide, based on their unique situation, whether now is the right time to refinance. The best refinances save thousands of dollars, but a new loan can help in other ways, too.
Can a Reconsideration of Value (ROV) help increase your home's value for a mortgage?
Even brand-new homes can hide serious flaws, which is why many experts recommend a professional inspection before closing—even if the property appears perfect. While an inspection may add costs and delay your timeline, it can help uncover critical issues early, give you leverage with the builder, and provide peace of mind.
Should you get a home inspection right before your warranty expires? Some experts think so.
Home affordability is near all-time lows. But many areas in the U.S. are still extremely affordable. Looking to buy a home? Check these 50 ZIP codes.
An expiring appraisal can put a damper on your home purchase or refinance. Here's how long they last before you need a new one.
