Home Prices Were 3.9 Times Salaries. Now They Are 5.6 Times, Says Harvard Study
A Harvard study reveals why buying a home truly is getting harder. It's not young people's imaginations.
July 2, 2025 3 min read
A Harvard study reveals why buying a home truly is getting harder. It's not young people's imaginations.
Fixer-uppers offer affordability and potential equity but require time and repairs. Move-in-ready homes are less hassle but cost more. Both come with trade-offs, so the right choice often depends on your finances, timeline, and risk tolerance.
Fannie Mae and Freddie Mac should soon begin to take bitcoin and some other cryptocurrency assets into account when deciding mortgage applications.
Here are the 10 biggest "retail" (direct-to-consumer) lenders in the country for homebuyers purchasing their primary residence.
A Mortgage Research Network study found buying a home with a low-credit spouse could cost an extra $437 per month, or nearly $63,000 over the average homeownership tenure.
Buy Now, Pay Later is incredibly popular among young consumers. Soon, they'll be able to harness this borrowing to boost their credit scores, if they pay on time.
A mortgage rate is how much you pay in interest on a home loan per year. But what makes them go up or down?
A new study finds "rent reporting increased the share of people with near-prime scores or better by 25 percentage points."
While renting comes with lower upfront costs than owing a mortgage, buying a home offers wealth-building opportunities and stability. The right choice depends on your timeline, finances and lifestyle.
Millions of Americans saw their credit scores sink when student loan collection resumed. How it might affect their ability to buy a home.
