USDA guidelines set waiting periods for obtaining a mortgage following adverse credit events such as bankruptcy, foreclosure, and short sales. However, compensating factors and proof of extenuating circumstances may help you qualify sooner.
It's possible to leverage crypto for a down payment on a traditional mortgage, but plan your steps carefully.
Crypto mortgages are a new type of mortgage where the crypto is the collateral, not the house. Those with large holdings could become homeowners.
Manufactured homes are typically more affordable than traditional homes. But first you have to pass the appraisal process.
To save a 10% down payment, it could take new college grads upwards of 18 years in some states.
It's a popular idea: Buy land in the country and build your dream house. What are the practical steps, and is it even possible?
Sellers expected big savings bypassing buyer's agent fees after a landmark NAR settlement. The reality is different.
Ending your lease to buy your first home is a high-stakes juggling act. 9 strategies to manage the transition.
A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes how he advises his clients.
Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a lower purchase price.
