Adam Godby (NMLS 2286643) ensures his clients have the best possible experience making their homeownership dreams a reality. He prides himself on being a true advocate for everyone he works with. Adam is a Loan Officer and Team Lead at Paddio (NMLS #1907), a Springfield, Missouri-based full-service national lender whose mission it is to help homebuyers find the right loan for their dream home. Equal Housing Opportunity. Paddio is a registered DBA of Mortgage Research Center, LLC, an affiliate of Three Creeks Media. Visit Adam on LinkedIn.
Mortgage payment shock can impact both loan approval and your budget. Realistic budgeting, smart loan choices, and cash reserves—along with a supportive lender—help minimize shock and secure suitable financing.
A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes how he advises his clients.
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