2025 Mortgage Rates Forecast: The Case for 5% Rates
Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid case for that argument.
Your trusted source for the latest mortgage news, trends, and advice.
Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid case for that argument.
A home equity loan is a type of second mortgage, which is a loan that's secured by the underlying property.
A mortgage escrow is an account set up by your lender to collect certain required homeownership expenses, such as property taxes and insurance premiums, to make sure they get paid and to simplify payment for the homeowner.
We tapped into the knowledge of 25 leading experts to compile a power list of advice for 2025 homebuyers.
Six figures used to buy you a pretty sweet house: about 140% of the typical home. Now? About 90%. What happened?
A typical first-time buyer house payment eats up 50% of the median income. But these aren't uncharted waters. It just feels terrible because the early 2020s were comparatively so cheap.
Americans fear housing bubbles for good reason: the last bubble nearly unraveled the global economy. Are we in another one or is everything A-OK?
Every Thursday, Freddie Mac releases its weekly mortgage rates survey, gaining widespread media coverage. But its data are often out of date.
Experts tell you to shop for mortgage rates. But it could put your homebuying at risk. How do you shop lenders when buying a house?
Buying a house when you already have one can be complex. Do you buy first, sell first, or keep your current house? How to navigate the process.
Prices for the Starbucks favorite have risen faster than home prices since 2005. Home prices should be the undisputed champ of price increases.
Homes in the United States have historically appreciated over time. This appreciation can help new homeowners build equity faster.
If you plan to put less than 20% down when you buy a home, the lender will probably require private mortgage insurance, or PMI. But what does it do and how much does it cost?
Disputing items on your credit report can derail your mortgage approval, even if the account is inaccurate. What to do instead.
With some hard work, your credit score can skyrocket 100 points or more. Here's what it might take.